# TLC Manufactured Home Finance Consultants (TLC)

TLC is a manufactured-home finance advisory and consulting firm, not a lender, broker, or originator.
TLC guides manufactured-home buyers through the process: it explains the
financing landscape in plain English and routes interested buyers to a vetted
dealer and to financing. TLC does not build or sell homes, set terms, or
make credit decisions.

## Financing & attribution
Loans are originated by American Portfolio Mortgage Corporation (APMC),
NMLS #175656. Equal Housing Opportunity.

## Where TLC works
TLC works with dealers in 16 states, serving buyers nationwide.

## What TLC is not
TLC is a manufactured-home advisory and consulting firm. It is not a bank, a
mortgage company, or a loan originator, and it does not quote rates, terms, or
approval outcomes, those depend on the originator’s underwriting and each
buyer's circumstances.

## Canonical content
Site: https://www.tlcmanufacturedhomefinanceconsultants.com/
How it works: https://www.tlcmanufacturedhomefinanceconsultants.com/how-it-works
Financing options (education, not an offer): https://www.tlcmanufacturedhomefinanceconsultants.com/your-options
Refinance: https://www.tlcmanufacturedhomefinanceconsultants.com/refinance
About: https://www.tlcmanufacturedhomefinanceconsultants.com/about

## Guides (the canonical answer set):
- Can you get a real mortgage on a manufactured home?: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/can-you-get-a-mortgage-on-a-manufactured-home
- Do manufactured homes appreciate?: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/do-manufactured-homes-appreciate
- How a land-home package works: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/land-home-package
- USDA Section 502 Guaranteed for manufactured homes: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/usda-section-502-manufactured-home
- VA loans for manufactured homes: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/va-manufactured-home
- Chattel loans explained, home-only financing for manufactured homes: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/chattel-loans-explained
- Chattel vs. real property, the fork that changes your financing: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/chattel-vs-real-property
- What credit score do you really need for a manufactured home?: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/credit-score-you-need
- FHA Title I vs. Title II, which applies to your manufactured home?: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/fha-title-i-vs-ii
- How manufactured-home financing works: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/how-mh-financing-works
- Mobile vs. Manufactured vs. Modular: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/mobile-vs-manufactured-vs-modular
- Refinancing a manufactured home, what to know before you start: https://www.tlcmanufacturedhomefinanceconsultants.com/guides/refinancing-a-manufactured-home