Manufactured-home buying, guided by a real person.
Talk to a guide first. No application to get started.
Where are you today?
Prefer to talk? (855) 502-7579Financing originated by American Portfolio Mortgage Corporation (APMC), NMLS #175656 · Equal Housing Opportunity
Five steps, start to keys
See the full journey →- Step 1Talk
A short, friendly conversation, by phone or online, so we understand your situation.
- Step 2See your options
We walk you through how your purchase could be structured and financed, in plain English.
- Step 3Get matched with a vetted dealer
We introduce you to a vetted manufactured-home dealer that fits what you’re after.
- Step 4Financing through APMC
When you’re ready, our lender partner APMC, NMLS #175656, handles the financing details.
- Step 5Keys
We stay in touch through closing and move-in, one point of contact the whole way.
Where are you starting from?
- Buying your first homeNew to manufactured-home financing? Start with the plain-English basics.Start the conversation →
- Rebuilding your creditNot sure where your credit stands? See what actually matters.See what’s possible →
- Need land tooBuying the home and the land together works differently. Here’s how.Learn how it works →
- Already own, thinking refinanceSee if refinancing your manufactured home could lower your payment.Talk it through →
40 years of helping families buy their dream home. Easy guidance for every financing step.
Greg Deline walks through what TLC does for buyers, clear guidance, the financing landscape explained in plain English, and a path from “thinking about a home” to talking with a real person who understands manufactured housing.
Programs built for manufactured homes
We help you understand the financing paths available for manufactured homes, structured around land, community, or dealer purchases.
A financing specialist in your corner
Share your situation online with no obligation. We'll explain sensible next steps before any credit pull you're not ready for.
Aligned with your dealer
We work with dealers nationwide so your financing stays coordinated while you shop.
Plain-English buyer's guides
Not sure if buying is the right move yet? Start here, the honest version, before anyone asks for a number.
- financingChattel vs. real property, the fork that changes your financingHow your manufactured home is titled shapes your whole financing path. A plain-English walkthrough of the chattel vs. real-property distinction.
- creditWhat credit score do you really need for a manufactured home?Credit score requirements for manufactured-home financing vary by lender, program, and loan type. Here is how to think about credit, and what actually moves the needle.
- financingHow manufactured-home financing worksA plain-English walkthrough of how manufactured-home financing works, from application to closing, and what makes it different from a site-built mortgage.
Frequently asked questions
- What is TLC, and what isn’t it?
- TLC is a manufactured-home finance advisory and consulting firm. We are not a lender, broker, or loan originator. We help you understand your options, then connect you with a vetted dealer and a financing partner when you’re ready.
- What does it cost?
- Nothing. Talking with TLC is free, and there’s no obligation.
- What happens after I reach out?
- A real person talks through your situation, answers your questions, and helps you figure out sensible next steps. No forms to fill out first.
- Who provides the financing?
- Loans come from our current financing partner, American Portfolio Mortgage Corporation (APMC), NMLS #175656. TLC isn’t the lender; we help you know what to expect at each step.
- Will you check my credit?
- Not right away. Talking with TLC doesn’t touch your credit. A credit check happens later in the process, and only with your permission.
- Where does TLC work?
- We work with dealers in 16 states, serving buyers nationwide.
Tell us a little about your situation.
A real person reaches out within 2–3 days. Free, no obligation, and no impact to your credit.