Straight answers, before you talk to anyone.
Short, plain-English reads on the questions buyers actually ask, written by your concierge team to help you feel sure about each step.
- financing
Can you get a real mortgage on a manufactured home?
Yes, with conditions. What makes a manufactured home mortgage-eligible, which programs apply, and why the chattel-loan myth persists.
Read guide → - basics
Do manufactured homes appreciate?
An honest look at whether manufactured homes gain value over time, and why land ownership and titling, not the home type, drive the answer.
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How a land-home package works
A plain-English walkthrough of how a manufactured home and the land it sits on are financed and closed together as one real-estate transaction.
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USDA Section 502 Guaranteed for manufactured homes
How USDA's Section 502 Guaranteed program applies to manufactured homes, what has to be true about the home, the foundation, and the area for it to fit.
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VA loans for manufactured homes
How a VA-guaranteed loan applies to a manufactured home, the real-property, foundation, and eligibility conditions that have to line up.
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Chattel loans explained, home-only financing for manufactured homes
A chattel loan finances a manufactured home as personal property, separate from any land. Here is how chattel lending works, who it fits, and how it compares to mortgage-style financing.
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Chattel vs. real property, the fork that changes your financing
How your manufactured home is titled shapes your whole financing path. A plain-English walkthrough of the chattel vs. real-property distinction.
Read guide → - credit
What credit score do you really need for a manufactured home?
Credit score requirements for manufactured-home financing vary by lender, program, and loan type. Here is how to think about credit, and what actually moves the needle.
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FHA Title I vs. Title II, which applies to your manufactured home?
FHA offers two distinct loan programs for manufactured homes, Title I for home-only purchases and Title II for homes on permanent foundations. Here is how to tell which applies to you.
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How manufactured-home financing works
A plain-English walkthrough of how manufactured-home financing works, from application to closing, and what makes it different from a site-built mortgage.
Read guide → - basics
Mobile vs. Manufactured vs. Modular
The three terms describe different things and carry real legal and financing consequences. Here is the plain-English distinction and why it matters when you are buying.
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Refinancing a manufactured home, what to know before you start
Refinancing a manufactured home works differently depending on whether your home is titled as personal property or real estate. Here is what to consider before you apply.
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