Straight answers, before you talk to anyone.
Short, plain-English reads on the questions buyers actually ask — written by your concierge team to help you feel sure about each step.
- financing
Can you get a real mortgage on a manufactured home?
Yes, with conditions. What makes a manufactured home mortgage-eligible, which programs apply, and why the chattel-loan myth persists.
Read guide → - basics
Do manufactured homes appreciate?
An honest look at whether manufactured homes gain value over time, and why land ownership and titling — not the home type — drive the answer.
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How a land-home package works
A plain-English walkthrough of how a manufactured home and the land it sits on are financed and closed together as one real-estate transaction.
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USDA Section 502 Guaranteed for manufactured homes
How USDA's Section 502 Guaranteed program applies to manufactured homes — what has to be true about the home, the foundation, and the area for it to fit.
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VA loans for manufactured homes
How a VA-guaranteed loan applies to a manufactured home — the real-property, foundation, and eligibility conditions that have to line up.
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Chattel loans explained — home-only financing for manufactured homes
A chattel loan finances a manufactured home as personal property, separate from any land. Here is how chattel lending works, who it fits, and how it compares to mortgage-style financing.
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Chattel vs. real property — the fork that changes your financing
How your manufactured home is titled shapes your whole financing path. A plain-English walkthrough of the chattel vs. real-property distinction.
Read guide → - credit
What credit score do you really need for a manufactured home?
Credit score requirements for manufactured-home financing vary by lender, program, and loan type. Here is how to think about credit — and what actually moves the needle.
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FHA Title I vs. Title II — which applies to your manufactured home?
FHA offers two distinct loan programs for manufactured homes — Title I for home-only purchases and Title II for homes on permanent foundations. Here is how to tell which applies to you.
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How manufactured-home financing works
A plain-English walkthrough of how manufactured-home financing works — from application to closing, and what makes it different from a site-built mortgage.
Read guide → - basics
Mobile vs. Manufactured vs. Modular
The three terms describe different things and carry real legal and financing consequences. Here is the plain-English distinction and why it matters when you are buying.
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Refinancing a manufactured home — what to know before you start
Refinancing a manufactured home works differently depending on whether your home is titled as personal property or real estate. Here is what to consider before you apply.
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