Skip to main content
RefinanceAlready own your manufactured home? A refinance could lower your monthly payment.See if it fits →
TLC Manufactured Home Finance Consultants

How it works

Your path home, one honest step at a time.

Buying a manufactured home has a lot of moving parts. Here is the whole thing, laid out plainly — what happens, what we do, what you do, and how long it tends to take. You are never obligated, and nothing here touches your credit.

The five steps of working with TLC

  1. Step 1

    Understand your situation

    What happens

    A short, friendly conversation — by phone or online, whatever you prefer.

    What TLC does

    We listen, answer your questions, and explain how the process works for someone in your shoes.

    What you do

    Just share what you know. “Not sure” is fine for anything.

    About 15–20 minutes
  2. Step 2

    See your real options

    What happens

    We walk through the ways your purchase could be structured and financed.

    What TLC does

    We translate the jargon and show you the trade-offs in plain English.

    What you do

    Ask anything. Take your time. There’s no pressure to decide.

    A day or two
  3. Step 3

    Get matched with a vetted dealer & home

    What happens

    We introduce you to vetted manufactured-home dealers that fit what you’re after.

    What TLC does

    We make the introductions and stay in the loop so nothing falls through the cracks.

    What you do

    Visit, look at homes, and tell us what you think.

    Varies — at your pace
  4. Step 4

    Get connected with a financing partner

    What happens

    When you’re ready, we connect you with a financing partner. A licensed lender handles the actual loan.

    What TLC does

    We make the introduction and help you understand what to expect at each step. TLC does not lend; financing is handled by our partner.

    What you do

    Decide if and when to move forward. The credit check only happens with your permission.

    When you’re ready
  5. Step 5

    We stay with you to the keys

    What happens

    We keep checking in through closing and move-in.

    What TLC does

    One point of contact the whole way — we don’t hand you off and vanish.

    What you do

    Reach out anytime. That’s what we’re here for.

    Through closing & beyond

Ready to take the first step?

It starts with a short conversation. No application, no credit check — just a guide getting to know your situation.

Not ready? Take the 2-minute quiz →